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Source: Tulsa World, Okla.self storageOct. 20--A look at three settlement programs sparked by the housing crisisDuring the foreclosure crisis and resulting fiscal mess, so many mortgage servicing companies refused to work with homeowners that Congress passed the Home Affordable Modification Program, or HAMP.The idea was to offer incentives encouraging servicers to provide mortgage modifications and aid for troubled homeowners.By any measure, it has not gone as planned.Unfair and illegal practices by mortgage servicers and lenders have resulted in a host of lawsuits nationally, as well as three major settlements that affect Oklahomans who have lost a home to foreclosure or are currently fighting it.NATIONAL MORTGAGE SETTLEMENTTotal settlement: $25 billionWhere the money comes from: The nation's five largest mortgage servicers -- Bank of America, JPMorgan Chase, Wells Fargo, Citimortgage and Ally/GMAC -- agreed to pay $25 billion in funds and various forms of relief to avoid prosecution by the U.S. Department of Justice and attorneys general of 49 states.Where the money went: Approximately $1.5 billion to compensate borrowers who lost their homes to foreclosure from Jan. 1, 2008, to Dec. 31, 2011. Those who applied should receive checks totaling just under $1,500. Because Attorney General Scott Pruitt opted out of the national settlement, Oklahomans were not eligible for these funds.About $3.5 billion was split between 50 states based on population and foreclosure statistics.Key features: Improved servicing standards for the nation's five largest mortgage servicers, funding to assist borrowers in saving their homes from foreclosure, direct payments to homeowners who may have been wrongly foreclosed upon, direct payments to states to use for their own programs and needs.RESOLUTION OKLAHOMATotal settlement: $18.7 millionWhere the money comes from: Attorney General Scott Pruitt opted Oklahoma out of the national semini storagetlement. Instead, he used the $18.7 million direct payment the state would have received under the national settlement to craft his own program.Where the money went (so far):Payouts to residents: $4.9 millionLegal service vouchers: $128,466Payments to Legal Aid Services of Oklahoma: $1.2 millionPayments to Oklahoma Bar Association: $111,239Total: $6.3 millionKey features: Direct restitution payments of $5,000 to $20,000 for homeowners who can prove some level of harm, such as dual-tracking or robo-signing; vouchers to hire private attorneys and other funds for legal assistance; and free foreclosure defense training for members of the Oklahoma Bar Association.INDEPENDENT FORECLOSURE REVIEWTotal settlement: $3.6 billionWhere the money comes from: In April 2011, federal banking regulators issued enforcement orders against 14 large mortgage servicers for deficient mortgage servicing and foreclosure practices. The orders required those servicers to retain independent consultants to review foreclosures in process or completed in 2009 or 2010. The review sought to identify financial injury to borrowers that resulted from errors, misrepresentations and other deficiencies in the foreclosure process.But payments to homeowners stalled while consultants were paid $1.5 billion. In January 2013, the plan for a case-by-case review was scrapped in favor of direct payments to qualifying homeowners.Key features: The Independent Foreclosure Review requires those servicers to provide compensation or other remediation for identified financial injury. Though some individuals may receive as much as $125,000 in compensation, it is estimated that most will only get $300. So far, about 17,000 Oklahoma cases have been paid more than $18 million through the fund, records show.Copyright: ___ (c)2013 Tulsa World (Tulsa, Okla.) Visit Tulsa World (Tulsa, Okla.) at .tulsaworld.com Distributed by MCT Information Services迷你倉

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記者沈則瑾本報上海10月20日電 記者沈則瑾報道：中國(上海)自由貿易試驗區為軟件貿易的新一輪發展帶來了成長空間和“最大紅利”，儲存軟件和信息技術服務已被確定為自貿區內重點推進的領域之一。這是記者從近日舉辦的“第十一屆上海軟件貿易發展論壇”上獲得的信息。據上海市經濟和信息化委員會副主任傅新華介紹，今年上半年，上海軟件信息服務業產業規模達2052億元，居全國前列。上海市商務委的統計數據顯示，近幾年上海軟件貿易業發展迅速，去年上海軟件出口網上合同登記執行金額為18.65億美元，同比增長18.34%；今年1至8月，上海軟件出口執行金額達9.9億美元，同比增長10.2%。上海市商務委主任尚玉英說，上海軟件貿易發展呈現企業集聚、服務迷你倉導、進軍高端的特點，但也存在人力成本和商務成本不斷攀升、中高端人才短缺等制約進一步發展的兩大瓶頸，而上海自貿區將為軟件貿易的新一輪發展帶來成長空間和“最大紅利”。尚玉英表示，下一步，上海將加快培育軟件貿易市場主體，抓緊出台服務貿易促進指導目錄項下的軟件和信息服務細目，努力建好服務外包交易促進中心等貿易促進平台，加大對服務貿易關鍵環節的支持力度，積極組織服務貿易各類推介促進活動，深入探索軟件人才的培育模式，全面優化軟件貿易的發展環境，提升上海作為服務外包示範城市以及軟件名城的城市競爭力，吸引更多的全球和全國的知名軟件企業在上海設立總部，並培育一批本土的軟件研發龍頭企業，形成多層次、跨領域、以中高端業務為主的軟件貿易發展結構。self storage

中央提出允許民營資本設立自擔風險的民營銀行政策後，迷你倉內地興起了一股申請興辦民營銀行的熱潮。最新傳聞是，全國已有20餘家企業申請民營銀行牌照，並已經在工商部門登記註冊領取營業執照。對此，太平洋建設集團創始人嚴介和表示，「民營資本現在辦銀行最大的挑戰是國有比重太大，誰先做民營銀行就要做好」犧牲「的準備，這中間有一個」前仆後繼「的漫長過程，要等前邊都」前仆後繼「得差不多了，民營銀行的」艷陽天「才能真的到來」。嚴介和表示，「沒有健康的速度是最危險的儲存倉度，沒有速度的健康也是最頹廢的健康。經濟的發展離不開金融領域的改革，但金融改革也不能泥沙俱下。當前多家民營上市公司蜂擁辦銀行，但需牢記多元化是餡餅也是陷阱。盲目擴張、盲目建店、盲目做大，一哄而起的時代已經過去，有實力才能有持久性。」「所以我總說，第一隻螃蟹也要看該不該吃，在一些空白的領域比如之前我們做BT那真的是第一個吃螃蟹的；而金融領域它不是空白的，已經不是螃蟹了，都成了大象了，這個時候先去吃，那就是」蛇吞象「，盲目去吃未免有些不自量力。」迷你倉最平

劉方遠智能手機之後，存倉一�IT廠商們紛紛把目光轉向了客廳。圍繞智能電視以及各種“盒子”，一場明槍暗箭的鬥爭又拉開了大幕。身為“出頭鳥”的小米盒子，最近日子不大好過。在被優酷土豆起訴涉嫌內容盜版侵權之後，小米盒子又被深圳同洲電子（002052）指責侵犯了技術專利。“我們已經對小米提起了訴訟，目前深圳市中級人民法院已經受理了案件。”10月18日，同洲電子市場部負責人劉祥向記者確認，法院已經受理了同洲電子一項專利訴訟請求，而他們還在準備提起更多的訴訟。不過，同洲電子方面並不願意透露具體的起訴訴求，包括索賠金額多少等。劉祥表示，他們選擇小米作為起訴對象，並不是為了“炒作”，而是小米的態度以及溝通的不暢，讓身為傳統廣電機頂盒企業的同洲決定反擊。事件經網絡發酵之後，已經引發了雙方的口水仗，小米科技聯合創始人王川、同洲電子董事長袁明先後在微博上開腔指責對方。對於同洲電子的指控，10月18日下午，小米公司向《21世紀經濟報道》發來聲明表示：“我們至今未曾收到任何與同洲有關的法律文書或同洲方面發來的專利權主張文書；小米盒子的相關功能的設計、實現均系原創，沒有任何抄襲行為。”艾媒咨詢CEO張毅認為，最近市場的種種風波說明，“對於想做正規品牌的廠商來說，電視盒子還是有不少門檻和壓力的，比如政策、版權、專利等等。”這些問題會隨著競爭者的增多而愈加凸顯。事實上，包括樂視、小米、阿里巴巴、同洲電子以及華為等來自不同背景的廠商，都盯上了“客廳”這一市場，他們也都有自己的盒子產品。而未來隨著市場“玩家”的越來越多，競爭手段也將五花八門。方興未艾的電視“盒子”市場，將迎來更多的硝煙。同洲列四項侵權此次同洲電子對於小米盒子的指控，顯然早有準備。從10月16日晚間開始，深圳同洲電子旗下的官方微博“同洲飛看”連續發難。截至記者截稿，同洲已經列出了對於小米盒子的四項侵權指控。第一項專利與遙控器操作相關。根據同洲方面的描述，小米盒子遙控器操作時的某一項操作方法，涉嫌侵犯同洲的《機頂盒及機頂盒遙控器操作系統和方法》（ZL200710073318.2）專利。這項專利由同洲于2007年申請。第二項專利名為《移動終端界面共享到電視機的方法、系統和機頂盒》，由同洲電子于2010年申請。同洲方面認為，小米盒子採用的將手機界面投到電視上的方法，涉嫌侵犯了這一專利。同洲電子市場部負責人劉祥向記者確認說，目前深圳市中級人民法院已經受理的是第一項專利指控，“第二項專利問題，我們馬上會發起訴訟。”劉祥表示，根據他們的比對，除此上述兩點之外另外還有兩項專利正在做進一步核實。分別是2007年申請的與流媒體相關的專利——《一種媒體資源傳輸方法、系統及機頂盒》；以及2006年申請的網絡升級相關專利——《一種機頂盒升級的方法》。對於同洲電子一波接一波的侵權指責，小米方面則認為這是同洲在借勢炒作。“現在的確有不少企業都想借小米名氣炒作。”小米內部人士向記者表示，小米非常注重研發和創新，做任何研發和創新都是以良好的用戶體驗為出發點，也都是在尊重專利的基礎上進行。同洲電子董事長袁明則針鋒相對地回擊小米惡意侵權，要求小米公司及雷軍公開道歉，並賠償損失。事態逐步向“口水化”的方向演進。盒子的“三座大山”跳開同洲與小米之間的爭執來看，如今要想介入客廳戰場已經門檻頗高。“類盒子的產品，現在看來至少有政策、版權、專利三大問題。”艾媒咨詢CEO張毅告訴記者，這對那些想真正做大、想有自己品牌的廠儲存來說，都是必須考慮的問題，“山寨廠反而不用顧忌這些。”巧合的是，以小米盒子為例，它從剛發佈開始，這三個問題都經歷了一遍。首先是政策門檻。據業內人士介紹，目前我國對於互聯網電視以及類盒子產品最有約束的政策，是來自于廣電總局2011年下發的《持有互聯網電視牌照機構運營管理要求》，業內俗稱“181號文”。該文件規定，互聯網電視集成機構所選擇合作的互聯網電視終端產品，只能唯一連接互聯網電視集成平台，終端產品不得有其他訪問互聯網的通道，不得與網絡運營企業的相關管理系統、數據庫進行連接。這就意味著，想做互聯網電視及各種盒子的廠商，必須與CNTV、百視通、南方傳媒、華數、中國國際廣電電台的CIBN、湖南廣電、中央人民廣播電台的CNBN這7大廣電總局認可的平台方合作。去年年底，小米高調發佈了小米盒子之後不到10天即被叫停，就是因為違反了181號文的規定。之後，小米通過與CNTV達成合作解決了這一問題。版權問題，是壓在盒子們身上的第二座大山。之前各視頻網站一直圍繞的視頻版權問題打著各種訴訟戰、口水戰。而隨著廠商們“客廳戰略”的火熱，版權戰火又燒到了盒子身上。不久之前，優酷土豆集團就向海澱區法院提起訴訟。優酷土豆認為小米盒子涉嫌對其擁有版權的10部劇目侵權點播，要求小米盒子立即停止侵權行為、公開賠禮道歉，並賠償510萬元。對此，小米方面認為小米盒子自身並不提供內容，所有內容都是由平台方CNTV提供。不過，硬件廠商是否能借此完全避開版權的風險，還需要法院的最終裁定。第三個門檻，則是來自于專利問題。在智能手機發展初期，全球巨頭們如蘋果、三星、微軟、HTC等之間爆發了激烈的專利大戰，最終通過和解、互相授權等方式逐步達成了平衡。當然，一些廠商也為此付出了不菲的代價。在上一波智能機的專利大戰中，僅在國內發展的國產廠商們由於在巨頭的目光之外，基本都沒有受到波及。而盒子市場不一樣，從同洲電子此次挑起的專利訴訟來看，接下來專利很可能會成為國內的盒子廠商們用來制約對手的武器。“基本上，目前在國內做機頂盒相關產品的，都繞不開我們這些專利。”劉祥告訴記者，他們目前尚未與樂視等其他廠商接觸，“我們對合作溝通一直很歡迎”。混戰縱容山寨廠商？在PC代表的桌面互聯網，手機代表的移動互聯網相繼爆發之後，越來越多的廠商開始相信下一波的機會將來自于電視互聯網。除了自己做互聯網電視，直接做一個電視盒子成為大家搶佔客廳最便捷的武器。目前已經推出盒子的廠商有小米、樂視、阿里巴巴等互聯網企業，代表傳統企業陣營的同洲電子也推出了自己的盒子產品。另外，就在10月17日，通信廠商華為也正式上線了自己的“華為秘盒”。接下來，還會有更多的廠商扎堆這一市場。張毅認為，在前述“三座大山”的壓力之下，由於競爭環境尚不明朗，短期內山寨廠商們反而會得到比小米、樂視們更大的機會。“因為不做品牌的話，就可以規避政策、版權、專利等等問題。”張毅說，現在深圳的山寨廠們歷經了上網本、安卓手機、平板的興衰之後，正在著急地尋找下一步方向，“盒子還有可穿戴設備是兩個重點關注的方向。”“在小米、樂視這些廠商通過各種各樣的手段教育市場之後，也許山寨廠們就會一擁而上。”張毅表示。不過，長遠來看，客廳的爭奪戰最終還是要靠真正有實力、有品牌的企業來說話。至於最終贏得話語權的是互聯網企業，還是硬件製造商，或者是傳統廣電陣營，目前暫時還無法判斷。當然，前提是廠商們互相尊重，並且共同打造一個健康、公平競爭的生態環境。迷你倉

Source: The Wisconsin State JournalOct.存倉 19--CHAMPAIGN, Ill. -- When the two Ohio guys got together last week -- both of them football players, both of them linebackers -- there must have been some lively give and take between Chris Borland and Chris Spielman.Borland, from Kettering, Ohio, is the inside linebacker for the University of Wisconsin football team who is putting together a monster senior season.Spielman, 48, from Massillon, Ohio, was a two-time All-American linebacker at Ohio State, a former Lombardi Award winner who went on to a Pro Bowl career with the Detroit Lions and now works as an analyst for ESPN.Borland's memories of Spielman as a player are from his time with the Lions."I was a Packers fan, so I grew up watching (Brett) Favre carve him up a little bit," Borland said. "We joked about that."But most of the limited time the two spent together was Borland being a sponge and soaking up any tidbits he could from Spielman."He's an absolute inspiration for a linebacker," Borland said.Spielman worked plenty of UW games before the 35-6 victory over Northwestern and had great respect for Borland. But Spielman came away even more impressed after watching what he believes is one of the nation's best college linebackers performing at the top of his game."You can take all of the measurables you want, the one thing he's always done, he makes plays," Spielman said in a phone interview this week. "There are a lot of guys that are 6-4, 240, 4.5 (second) 40 guys, but you look at their production, it's not where his is."He's got the most important quality that overcomes any of the measurables where he might be lacking -- that's the ability to make plays. He's got a great burst, he has instincts, he's got all of the tools necessary to be successful."The 25th-ranked Badgers (4-2, 2-1 in the Big Ten Conference), face Illinois (3-2, 0-1) tonight at Memorial Stadium, with Borland coming off a highly productive two-game stretch. He matched a career high with 16 tackles against Ohio State. He set the mark on UW's most recent trip to Champaign, a 28-17 win in 2011.On top of that, UW coach Gary Andersen announced Thursday there's a chance Borland will attempt long field goals for this game -- anything in the range of 45 yards. Borland has never attempted a field goal in a game, though he was 3-for-3 on extra-point attempts against Hawaii as a freshman in 2009."Nothing with Chris surprises me anymore," sophomore quarterback Joel Stave said earlier in the week.Stave was referencing a video that was released following a segment Borland taped on the field last week with senior outside linebacker Ethan Armstrong and Spielman. From 30 yards away, Borland called his shot, "crossbar," then threw a football that nailed the crossbar on the first take."It's not an easy thing to do," Stave said. "I think pretty much all of the quarterbacks have done that at some point in their careers. Coming off the field after summer workouts, we'll all line up on the 40 or something and chuck it at the crossbar. We'll get it every once in a while."Borland's skills with a ball, whether kicking or throwing, are legendary. He's said to be able to throw a pass 40 yards -- with his off hand. A former soccer player, he has been known to aim the Jugs machine at his feet, then tip the high-speed footballs with a foot up to his hands.But it's his linebacker skills that have earned the notice of NFL teams. Borland is listed at 5-foot-11 but said early in his college career he's actually 5-10. At one point, the 2014 draft appeared to be another referendum on height, just like it was for former Badgers quarterback Russell Wilson in 2012.But Borland is playing so well right now, Spielman said his lack of ideal height should not be an issue."I know the scouts like him, I've talked to a couple NFL guys," Spielman said. "The thing he does, he's got a burst. He can get off blocks, he has instincts and he produces."Now, I don't know how that will translate into what round he will get drafted in, but it translates into being a good football player that certainly, if he stays healthy, I think will have a good career in the NFL."It begins with tackling, something of a lost art in college football. During last week's broadcast, Spielman noted Borland's proper tackling form, keeping his head up."See what you hit an儲存 hit what you see," Spielman said during the broadcast."I just don't think it's emphasized at practice, and (players) are not held accountable," Spielman said during the interview. "I've talked to many coaches about that, I think they're trying to get back to that."The reason for that, one, is everybody is so into scheme now ... and nobody wants to get anybody hurt at practice (by tackling). You don't have to take guys down, you can still emphasize it and hold people accountable to the fundamentals at practice."Borland didn't become a linebacker until he arrived at UW, so he credits his former position coaches with teaching him how to tackle."They all stressed the fundamentals of tackling," Borland said. "We've felt the benefits of that. I think we have a lot of sure tacklers on our defense. It's important. Not only is it the right way to make plays, you also keep yourself healthy and force takeaways, too."When Borland gets knocked to the ground, he always bounces up quickly. Spielman referenced the play against Ohio State, where Borland missed his first shot at speedy quarterback Braxton Miller, then scrambled to his feet and still made the tackle after a short gain.Spielman said perhaps the best NFL comparison for Borland is Zach Thomas, who was listed at 5-foot-11 and played 12 seasons for the Miami Dolphins, making the Pro Bowl eight times, with more than 1,700 tackles."From what I've seen, the best way to describe Chris is he's a natural playing the position," Spielman said. "I don't want to say it's effortless, but he sees it, he feels it. I call him a more athletic Zach Thomas."One reason height is not as crucial as it used to be for inside linebackers is because the game is changing. Linebackers are being asked to play in space more in pass coverage, as opposed to taking on blocks from linemen in a confined space."Maybe when I was coming out that was an issue," said Spielman, who was listed at 6 feet. "I know it was an issue for me. But nowadays, when you have guys (under 6 feet) who have played that position at a high level, like Zach, or London Fletcher or Sam Mills or Mike Singletary ... as long as you're producing, I don't think that's the major issue anymore."Borland has produced, with 364 career tackles -- including 44 1/2 tackles for loss. He has 15 career sacks, 18 pass breakups, three interceptions and six fumble recoveries. He needs just one forced fumble to tie the FBS record of 14, which is shared by five players.The issue for him in the NFL will be the same thing as for most linebackers: trying to hold up in pass coverage against lightning-quick running backs such as the New Orleans Saints' Darren Sproles."You can get the best linebacker ever to walk the face of the earth, he's not going to match up with Darren Sproles," Spielman said."The biggest challenge (Borland) will have is the demands put on him in man coverage. Because those guys are so fast and so quick, it's tough to deal with."Borland may not run a great 40 time at the scouting combine in February, but he compensates with his quickness and athleticism."I think he's very quick," Spielman said. "Quickness is more important than 40-yard speed. As long as he plays quick, and what he does have is a burst, he can change directions fast."Maybe the best quality Borland has is his mind. He enhances the physical skills he has with great instincts, honed from hours of watching video."People ask me what quality as a linebacker I valued most," Spielman said. "One was my vision, you can see things developing. Things happen fast when you're standing four yards across from the ball and people are going different directions. You have to be able to see it. He sees it."In the end, playing linebacker is not all that complicated, Spielman said."Linebacker comes down to two things, see the ball and get the ball," Spielman said. "If you get there faster than anybody else, you'll be a player.""They all stressed the fundamentals of tackling. We've felt the benefits of that. I think we have a lot of sure tacklers on our defense." -- Senior inside linebacker Chris Borland on how coaches have helped the defenseCopyright: ___ (c)2013 The Wisconsin State Journal (Madison, Wis.) Visit The Wisconsin State Journal (Madison, Wis.) at .wisconsinstatejournal.com Distributed by MCT Information Services迷你倉

香港居民的個人人民幣終於出現突破，文件倉金管局向人民銀行提出取消港人每日兌換2萬元人民幣限制，人行首次表示有關建議可行。金管局總裁陳德霖指現時香港日均人民幣外匯交易量達100億美元，對資金池的信心亦更強，冀建議可盡快落實，有助銀行推出理財產品。倡在離岸市場平盤金管局及銀行公會代表團昨日會見人民銀行行長周小川、外匯局局長易綱及中銀監副主席王兆星。金管局向人行建議，取消香港居民每日兌換2萬元人民幣的限額，由在上海平盤改為在離岸市場平盤，而香港居民匯款、企業在貿易項下的平盤以及兌換安排則不受到影響。陳德霖稱，人行認為有關建議可行並會積極考慮，但未有具體時間表，金管局將會與人行跟進，希望盡早落實，認為取消限制可方便銀行推出及銷售理財產品。香港居民每日個人人民幣兌換額受《清算協議》限制，自○四年至今一直未有改變。今年香港人民幣存款總額重拾升勢，香港的離岸人民幣存倉金池總額近9,000億元人民幣，較兩至三年前更具廣度及深度，現時每日人民幣外匯市場的平均即期及遠期交易規模達100億美元，陳德霖認為足夠應付香港居民兌換買賣理財產品的需求，而提出建議與競爭力無關，主要是由於當局現時對資金池信心更強。銀公：有利個人投資銀行公會主席洪丕正表示，放寬建議若落實，將大幅便利香港居民的投資，活化整體人民幣投資產品及財富管理，但內地的人民幣進出量主要來自企業的貿易項，遠超於個人項下資金流，個人人民幣存款量僅佔資金池約三成，不認為取消兌換限制會令香港的人民幣存款量急增。在現行限制下，客戶若希望兌換大額人民幣資金，需時多日處理，永隆銀行存款部主管龔志明認為，除了造成資金調配不靈活之餘，亦為客戶帶來投資人民幣的心理障礙；若撤銷兌換限制，對人民幣存款會有很大刺激作用，能提升本港人民幣存款量的增速，且必然能夠提高人民幣產品的深度及闊度。儲存

URL:.chinanews.com.cn/it/2013/10-20/5400777.shtml　　李某在淘寶網購買10台聯通版蘋果手機，self storage卻收到11台港版蘋果手機。為此，他將賣家深圳市創想時代科技有限公司告上法庭，要求按“假一罰十”的承諾賠償。記者昨天獲悉，通州法院審理後認為“港版”iPhone非“假貨”，一審駁回了原告的訴訟請求。　　2010年4月7日，李某通過淘寶網向被告訂購了10台單價為5480元的聯通版iPhone16G手機。下單後，他很快通過支付寶支付貨款54820元(包括20元運費)。當日，被告將貨物快遞寄給李某。簽收貨物時，李某發現寄送的貨物是港版iPhone，而非其訂購的聯通版。不過，李某並未拒收，而是在備注處注明“貨不符”，隨後簽收了貨物。此後，李某就前述訂單申請退貨，理由為“收到的商品不符”、“貨不是聯通版，而且沒有入網許可證，是假劣偽冒手機”。　　收到退貨信息後，被告公司通mini storage李某將貨物原封退回，但李某並未退回，而是通過淘寶客服，要求協調解決賠償問題。其間，被告再次要求李某原封退還貨物，但李某未予理會，並表示要通過法律途徑解決糾紛。　　李某後起訴到法院稱，被告在其數碼專營店網店中宣傳“本店銷售商品一律為行貨正品，均可享受正規品牌相關售後服務！假一賠十！”故要求賣家給付貨款的十倍賠償。　　在審理過程中，李某將所收到的11台港版iPhone16G手機提交法庭進行當庭勘驗，經法院查驗，該11台手機均已拆封使用，外觀全部有使用磨損。　　法院認為，李某明知“貨不符”，應當拒收或要求退、換貨，而其不但簽收該批貨物，且拒絕退貨，並全部拆封使用涉案11台手機。同時，考慮到港版正品與行貨正品是兩種不同的商品，均為蘋果公司生產的正品，在銷售價格上相差不大，且賣家提供的11台港版手機與10台16G聯通版手機的市場價格基本相當，因此港版正品不能認定為 “假劣偽冒產品”，不能適用“假一賠十”的罰則。迷你倉

BEIJING, Oct.迷你倉 18, 2013 /PRNewswire/ -- Infosys has been positioned as a Leader in Gartner's International Retail Core Banking* report for the seventh time in a row for its Finacle(TM) core banking solution. The solution was recognized from among 20 global vendors, who were evaluated on two key parameters: ability to execute and completeness of vision. On both the parameters, Finacle(TM) was positioned furthest within the Leaders Quadrant. The Gartner Magic Quadrant for International Retail Core Banking report can be accessed here( .infosys.com/finacle/solutions/Pages/leader-global-core-banking-market-2013.aspx ).According to Gartner, "Vendors in Leaders Quadrant tend to possess high-order market understanding -- they make it their business to monitor market trends, funneling progressive innovation into their product road maps. About half of this group either possess software development quality certifications (such as CMMI) or are pursuing them. With few exceptions, the Leaders are progressively 'thinking small' or targeting component-based architecture as a gateway to providing increased accessibility to the granular functionality that banks need to drive the basis for differentiation."Quotes:Don Free, Vice President, Gartner Inc.:"Gartner has evaluated the competitive landscape of core banking vendors that service the future of the international retail banking market. This evaluation uncovers the leading strategies of these vendors and products, reveals their underlying product/service capabilities, and affirms their relevance to the changing conditions of the banking industry. This Magic Quadrant can assist CIOs by focusing on what matters most -- the relevance of vendor and product attributes to the alignment of critical business strategies and technology trends."Haragopal M, Global Head - Finacle, Infosys:"At Infosys, we are very happy that Finacle is playing a crucial role in enabling our client banks to achieve their vision of scale, and help them introduce new products and services, while simultaneously deliver a high quality banking experience to their customers. Our consistent high rating over the years in the Gartner Magic Quadrant underlines our strong commitment to ensuring Finacle(TM) remains the solution of choice for the global banking industry."*Gartner, Inc., "Magic Quadrant for International Retail Core Banking," Don Free and Ethan Wang, October 8, 2013.Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings. Gartner research publications consist of the opinions of Gartner's research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respectself storageto this research, including any warranties of merchantability or fitness for a particular purpose.About InfosysInfosys is a global leader in consulting, technology and outsourcing solutions. We enable clients, in more than 30 countries, to stay a step ahead of emerging business trends and outperform the competition. We help them transform and thrive in a changing world by co-creating breakthrough solutions that combine strategic insights and execution excellence.Visit .infosys.com to see how Infosys , with $7.4B in annual revenues and 155,000+ employees, is Building Tomorrow's Enterprise(R) today.Safe HarborCertain statements in this release concerning our future growth prospects are forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in earnings, fluctuations in foreign exchange rates, our ability to manage growth, intense competition in IT services including those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, industry segment concentration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks or system failures, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which Infosys has made strategic investments, withdrawal or expiration of governmental fiscal incentives, political instability and regional conflicts, legal restrictions on raising capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting our industry. Additional risks that could affect our future operating results are more fully described in our United States Securities and Exchange Commission filings including our Annual Report on Form 20-F for the fiscal year ended March 31, 2013 and on Form 6-K for the quarter ended June 30, 2013. These filings are available at .sec.gov. Infosys may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company's filings with the Securities and Exchange Commission and our reports to shareholders. The company does not undertake to update any forward-looking statements that may be made from time to time by or on behalf of the company unless it is required by law.Infosys迷利倉

許亦妮（Whitney）日前與莊思敏一同到中環出席「BOLLINGER 香檳大派對」，儲存提起其太陽集團富有高層男友盧啟邦（Andrew），許亦妮即甜絲絲，問及男友有否提供更多電影工作機會？許亦妮表示：「我們的友誼不涉及工作。」提及許亦妮被偷手機，問到有否存放大量親密照？佢笑道：「部紅色iphone買了一迷你倉才用，全新未有放相，我都唔開心呀，另一部就放�好多相。」直認是好好傾的朋友至於被踢爆在fb暴露與Andrew拍拖行蹤，她即嬌嗲說：「哎�，冇呀！ 我點拍拖，成班人去旅行，總之我們是好好傾朋友，他社會經驗比我豐富，年紀比我大。」返屋企見家長？許亦妮謂：「家姐屋企，fb成日tag人，我都可以話同你�一齊。」self storage

Source: Post-Bulletin, Rochester, Minn.文件倉Oct. 19--Two of the top four teams in the Class AA state volleyball rankings are in the Section 1AA volleyball playoffs.Four of the top nine ranked teams in Class A are in the Section 1 playoffs.Only one team in Section 1A and one in 1AA can make it to the Xcel Energy Center for the state tournaments, Nov. 7-9. That means a lot of good volleyball players will have their seasons come to a close without the opportunity to play for a state title, or even a section title.Such is life annually in Section 1 volleyball.Section 1A playoffs begin Monday with six first-round matches. The Section 1AA tournament begins Thursday with subsection quarterfinal matches at eight home sites.SECTION 1AAEast SubsectionTop-seeded Chatfield (21-8) is unranked, but head coach Troy Swancutt's Gophers are on quite a roll heading into the postseason.They have won 11 of their past 12 matches, with the only loss in that stretch coming at Fillmore Central, the top-ranked team in the state in Class A. Half of the Gophers' eight losses came against ranked teams -- two against Fillmore Central, one against Belle Plaine (No. 3 in Class AA) and one against Concordia Academy (No. 10 in Class AA).Chatfield is one of just two teams in the subsection, along with No. 3 seed Dover-Eyota (11-7), with a winning record. The Gophers are led by a pair of seniors -- setter Gabrielle Salisbury and libero Alex Duxbury.No. 2 seed Caledonia (13-16) is the defending section champion. It has won five of its past six matches, losing only a home match against Fillmore Central in that stretch.No other team in the subsection has more than eight victories.West SubsectionJust how dominant has top-seeded Stewartville (22-1) been this season? The Tigers didn't drop a game until their 12th match of the season, a 3-1 victory against Kenyon-Wanamingo.A balanced and talented team, No. 2-ranked Stewartville's lone loss this season was a 2-1 setback to Prior Lake, the No. 8-ranked team in Class AAA, in the championship match of the Eastview Invitational on Oct. 12. Stewartville is led by senior setter Stephanie Schmidt and senior hitter Maddie Hettinger.If the seeds hold up, a rematch of last year's subsection final will take place between Stewartville and No. 2 seed Kasson-Mantorville (24-5), the No. 4-ranked team in the state in Class AA. K-M, which defeated Stewartville in last year's subsection final, dropped a 3-0 decision to the Tigers in their only meeting so far this season.This subsection figures to be competitive throughout the postseason, as seven of the eight teams have at least 10 wins this year.Third-seeded Cannon Falls (15-7) will be no pushover. The Bombers went 10-2 in Hiawatha Valley League play this season, losing only to Stewartvi存倉le and K-M.SECTION 1AEast SubsectionAt least one team in top 10 or receiving votes in the Class A state poll won't make it as far as the subsection title match. No. 1-ranked Fillmore Central (29-2) is the top seed in the subsection, while No. 7-ranked Mabel-Canton (30-2) is the No. 2 seed. Goodhue (20-7) is receiving votes in the state rankings and the Wildcats are the No. 3 seed in the subsection.And the team lurking as the No. 4 seed? Defending subsection champion Wabasha-Kellogg.The top-seeded Falcons are by far the hottest team in the section right now. Their only losses this season came to Rosemount, a 20-win Class AAA school, in mid-September at the Wabasha-Kellogg Invitational. Fillmore Central has won 18 consecutive matches and, remarkably, has dropped just one game in that span.The Falcons are led by their two seniors, hitters Taylor Case and Tori Peterson, and junior setter and captain Morgan Malley.Led by all-state hitter Belle Sand, the Mabel-Canton Cougars are back in the hunt for another subsection title. The Cougars, who have six seniors with a good amount of postseason experience. Their only losses this season came at the Class A Showcase to No. 2-ranked Southwest Christian and No. 4 Win-E-Mac. M-C hadn't lost a game in any of its victories this season until it beat Lyle/Pacelli 3-1 on Tuesday in the Southeast Conference championship match.Goodhue, the No. 3 seed, has lost seven times this season, with five of those coming against ranked teams. The other two setbacks came against Cannon Falls, a Class AA team, and W-K, the defending subsection champ. The Wildcats are playing well in recent weeks, winning seven of their past eight matches.West SubsectionThis subsection includes the No. 5-ranked team in the state, defending state champion Faribault B.A. (13-9) and the No. 9 team in the state, Hayfield (15-7). They are the top two seeds in the subsection, which figures to be more competitive than it has been in recent seasons, as five of the top six seeds have at least 13 victories.Hayfield has been strong against Class A teams. Five of the Vikings seven losses came against Class AA or AAA teams, while another came at the hands of Goodhue, a 20-win team that has received votes in the state poll. Hayfield is led by senior hitter Dani Wagner and setters Jessica Foster and Maggie Streightiff.Third-seeded Medford is 22-7, while Blooming Prairie, the No. 4 seed, is 21-6. Lyle/Pacelli, the Southeast Conference West Division champion, is the No. 6 seed with a 14-10 record. Blooming Prairie has won seven of its past eight matches and had a nine-match winning streak earlier this season.Copyright: ___ (c)2013 the Post-Bulletin Visit the Post-Bulletin at .postbulletin.com Distributed by MCT Information Services儲存

（日本 東京18日訊）根據亞洲發展銀行表示，迷利倉氣候變遷將使東亞發生更多水災和乾旱，如果不採取措施解決的話，2100年前年度國內生產總值（GDP）恐減少5.3%。亞銀在“東亞氣候變遷對經濟的影響”報告中表示，中國、日本、蒙古和南韓溫度攀高，將造成沿海地區更多水災和熱帶風暴，北方農業區域更容易發生旱災。這分報告強調，如果繼續放任2010年占全球碳排放量30%的東亞，氣候變遷恐造成的風險。中國全力追求經濟成長的模型，使中國成為全球碳排放量最多的國家，甚至使城市籠罩在超過世界衛生組織自存倉WHO）建議標準近40倍的煙霧中。亞銀在報告中表示：“東亞必須改變經濟成長模型，朝低碳排放量和更有效率使用資源的方向走。中國降低溫室氣體的措施，應該要大幅改善當地空氣品質，也要減少對城市人口健康的傷害。”根據這份報告，目前預估指出2090年區域平均溫度，將比1961至1990平均溫度高攝氏3.8到5.2度。1970年來與氣候相關的天災已讓中國支出2590億美元、日本640億美元、韓國150億美元、蒙古20億美元。亞銀在報告中表示，這段期間這些數據占GDP不到0.2%的比重。;迷你倉

本港銀行業多年來爭取提高港人每日2萬元人民幣兌換上限，自存倉惟始終未見回音；然而，銀行公會代表團昨日於北京與人民銀行行長周小川會面取得突破性進展。金管局總裁陳德霖指出，對於撤銷香港居民每日兌換2萬元人民幣的上限，人行反應正面，並表示會積極考慮。陳德霖指出，金管局將與人行積極跟進，惟未有具體時間表。本報記者李佩玉北京報道 金管局總裁陳德霖與銀行公會代表團昨日於北京繼續第二日的拜訪活動，並分別與中國人民銀行行長周小川、國家外匯管理局局長易綱及銀監會副主席王兆星會面。陳德霖表示，代表團向人行提出撤銷香港居民每日兌換2萬元人民幣的上限，冀便利本港銀行推出及銷售人民幣的理財產品。同時，他建議人民幣的買賣由原來以上海平盤（CNY），改為於香港離岸人民幣市場（CNH）進行平盤。他引述人行對此表示會積極考慮，反應正面。他認為有關提議是可行的，金管局下一步會與人行積極跟進，希望爭取早日落實，惟未有具體時間表。 設限拖慢業務發展 事實上，對於提高港人每日2萬元的人民幣兌換上限，本港銀行業已爭取多年，但都未能得到正面回應，是次人行表示積極考慮取消有關上限，除了對業界來說為一大突破，亦有望與「非港人帳戶」不限兌換人民幣上限看齊。自2004年起，本港銀行開始推展人民幣業務，並引入港人日限2萬人民幣兌換。近年不少業界人士認為，有關上限或拖慢本港人民幣業務的發展。 更重要的是，近年全球人民幣業務發展快速，繼有英國一下子取得800億元RQFII（合格境外機構投資者）額度，台灣亦積極爭取放寬兌換上限。對於這次向人行提出相關建議，是否為維持本港作為最大離岸人民幣市場的地位，陳德霖認為， 「這非競爭力問題」，自2004年起本港離岸人民幣業務穩步發展，直到現階段，他對本港的迷你倉民幣資金池的深度有信心，而由於不少銀行在推出以人民幣計價的理財產品時，均遇到困難。他舉例指，若港人希望買入以人民幣計價50萬元的理財產品，按目前每日2萬元的上限，港人需要20多天才能完成兌換，屆時價格或有所變動，對銀行及港人投資都帶來不便。 匯款維持每日8萬 有市場人士擔心，若改以香港進行平盤，會否影響本港人民幣的資金流。陳德霖強調，該建議僅取消香港居民的個人兌換上限，不會影響目前港人匯款到內地的8萬元上限，及企業貿易的支付或清算。再者，他對目前香港人民幣資金池的深度有信心。他指出，目前香港的離岸人民幣市場已較成熟，人民幣存款達7000億元（人民幣，下同），存款證1000多億元，資金池高達9000億元，較兩、三年前有更大的深度及廣度；加上，日常本港離岸外匯市場成交量大增，他估計，現時最新日均外匯交易為100億美元（約610億元人民幣）。他認為，依現時本港居民對人民幣理財產品的日常需求估計，若個人兌換上限取消，資金池也足夠應付買賣。 銀行公會主席兼渣打香港行政總裁洪丕正補充，過去三年本港人民幣市場的發展，無論在資金池的深度或廣度上，增長都令人滿意；人民幣匯率方面，在岸及離岸的匯價大大收窄，令投資者及市民在本港兌換人民幣較安心。然而，發展過程中企業的發展快於個人及私人方面，特別在投資產品上，這次建議放寬2萬上限可有助個人銀行業務。 對於若有關建議落實，能否帶動本港人民幣資金池增長上升，銀行公會主席兼渣打香港行政總裁洪丕正則表示，現時整體進出內地的人民幣額量，主要來自貿易，資金池的量度主要以貿易融資帶動，而香港銀行的人民幣存款主要超過7成來自企業，個人只佔3成，因此，放寬亦不會使整體香港人民幣的存款量急升，但能便利銀行及個體投資客戶。 mini storage

Source: The Montana Standard, ButteOct.self storage 19--Anyone who says any game solely comes down to just one play is usually dead wrong.It takes a lot of good plays to trump a lot of bad ones and then figure out everything else in between.On Friday night at Naranche Stadium the Butte Bulldogs (5-3) made plenty of solid plays to keep their fans on the edge of their seats.Unfortunately, the Billings Skyview Falcons had just a few more bigger ones to put those fans back in their seats.Jace Holman's 15-yard touchdown pass reception from Gus Schaff with under five seconds left was the difference, as the Falcons ( 5-3) defeated Butte 56-53 in a key Class AA game with major playoff implications."The key was that we didn't play very well and hurt ourselves way too much tonight," Butte head coach Arie Grey said. "You can't do that against a good team like Skyview and we had too many little opportunities where we hurt ourselves on offense and defense and that's on me. We have to get much better and continue to work."Skyview took the ball first and as expected went to the run-and-run-some-more route.They easily marched 65 yards in four minutes and a Riley Barta six-yard scoring run put the Falcons up 7-0.Butte then did what they do best: Answer.They marched down the field and wrapped up a quick drive, with Dallas Cook hitting Keiffer Hepola on a two-yard pass and then scoring a two-point conversion run to put the hosts up 8-7 at the 6:24 mark.Then Skyview pulled a shocker.Facing third-and-long from their own six, Schaff found Kendal Manuel open, and the Falcon slipped the only defender near him and raced 94 yards for the score and a 14-8 Skyview lead.Of course it would take Butte no time to respond and thanks to a big, juggling catch by Peter Granger the Bulldogs were back in business.Two plays later and Cook found Dalton Daum for an eight-yard touchdown pass to tie the game at 14-all with 3:22 left in the first quarter.Skyview wrapped another ground chuck drive that started at the end of the first quarter, when Alex Picicci rumbled for a 12-yard touchdown run with 9:04 left before intermission and a 20-14 Skyview lead.Once again Butte responded as they drove downfield and faced a fourth-and-9 at the Skyview 17.Cook would loft in a beauty of a pass to Daum and a Sean Staples conversion made it 21-20 with 6:02 left in the second quarter in Butte's favor.Butte's defense stopped the Skyview boys and got the ball back on their own 20 with just under three minutes left in the half.Too much time for these Bulldogs.With a little bit of Granger, a dash of Paul Campbell, a scoop of Daum and topped off by a Cory Farstveet five-yard touchdown catch, Butte led 27-20 with 1:10 before intermission.But, wow, do these boys make things interesting.Skyview found a way to move the ball through the air and Schaff found Jace Holman open for a 24-yard touchdown pass as time expired and the teams were tied at 27-all at halftime.In other words, they did all that to have to do it all over again.Butte started the second half with one of the more measured drives Butte fans will see, but it paid off at the 8:25 mark of the third quarter when Cook plowed over the goal line on a one-yard run and a 34-27 Butte lead.The teams would trade defensive stands before Skyview took over and marched 80-plus yards down the field and saw Picicci score on a four-yard run with :45 left to tie the game at 34-all.Then came the insane play.Cook saw a snap sail over his head. He ran back a good 20 yards to retrieve the ball, avoided the Skyview defense, eventually found a wide-open Granger behind a few too many over-eager Falcons and the Bulldog receiver was headed to the house 49 yards later to put his boys back up 40-34 after a missed PAT just 15 seconds into the fourth quarter.Yet, despite the epic play, themini storageButte defense failed to capitalize on the momentum and three plays, 77-yards and 80 seconds later Justin Keeling was racing into the end zone and Skyview led 41-40 after the successful PAT.Yeah, so what?Butte rolled right back down the field via the air attack and Daum caught his third scoring catch from nine yards out and a 46-41 lead with 8:51 left after a failed two-point pass.Those missed conversions played a role late as Skyview marched down the field -- again -- and the brutally tough Picicci would score on a 17-yard run and two-point conversion to put the Falcons up 49-46 with 5:34 left to go.This is Butte though and behind some big receptions by the savy sophomore Campbell and tough running by Cook, the Bulldogs threatened again and this drive was the right one to finally take some time.In doing so they forced Skyview to use all their timeouts and when it finally came down to get groovy Cook provided the boogie, The senior would attack the end zone with his feet and would do a half-Kobe leap into the end zone as Butte went up 53-49 with 1:37 left.Still too much time and thanks to a pass interference call deep in Butte territory on a fourth-down play that saw the throw sail completely out of reach, Skyview was able to march down the field to set up Holman's heroics."No one play can make the difference," Grey said of some people's opinion the pass interference shouldn't be called. "It's a combination of quite a few plays that hurt us all night long and I'll take the blame for that. I didn't have us ready to go."Cook ended up completing 34-for-44 passes for 455 yards with Campbell making a team-high 10 nabs for 104 yards, Granger grabbing nine catches for 140 yards and Daum finishing with seven catches for 144 yards.With the loss, Butte is now most likely out of the running for a home playoff game unless they get some help and where they end up is anyone's guess at this point."Hey, the sky's the limit and there's a lot of football left," Grey said. "We have to battle and get better. The disappointing thing is we lost at home and that's two losses at home this year and that's not acceptable. I am proud of the kids, they battled until the last play of the game and did what we needed to do."Skyview 14 13 7 22 -- 56BUTTE 14 13 7 19 -- 53First QuarterS -- Riley Barta 6-yard run (Reece Quade kick), 8:00B -- Keifer Hepola 2-yard pass from Dallas Cook (Cook run), 6:24S- Kendal Manuel 94-yard pass from Gus Schaff (Quade kick), 4:51B -- Dalton Daum 8-yard pass from Cook (kick failed), 3:22Second QuarterS -- Alex Picicci 12-yard run (kick failed), 9:04B -- Daum 17-yard pass from Cook (Sean Staples kick), 6:02B -- Cory Farstveet 5-yard pass from Cook (kick blocked), 1:10S -- Jace Holman 24-yard pass from Schaff (Quade kick), 0:00Third QuarterB -- Cook 1-yard run (Staples kick), 8:25S -- Picicci 4-yard run (Quade kick), :45Fourth QuarterB -- Peter Granger 49-yard pass from Cook (kick failed), 11:45S -- Justin Keeling 77-yard run (Quade kick), 10:25B -- Daum 9-yard pass from Cook (pass failed), 8:51S -- Picicci 17-yard run (Picicci run), 5:34B -- Cook 10-yard run (Staples kick), 1:37S -- Holman 15-yard pass from Schaff (Quade kick), :04.7Individual statsRushingSKYVIEW -- Alex Picicci 39-139, Riley Barta 16-89, Justin Keeling 7-94BUTTE -- Cook 13-54, Jake Eisenbarth 5-8, Dalton Daum 1-5PassingSKYVIEW -- Gus Schaff 6-15-0-220BUTTE -- Cook 34-44-0-455ReceivingSKYVIEW -- Jace Holman 4-89, Kendal Manuel 1-94, Keeling 1-27,BUTTE -- Campbell 10-104, Granger 9-140, Daum 7-144; Earles 3-35, Farstveet 2-8, Eisenbarth 1-11, Doyle 1-11, Keiffer Hepola 1-2Team statsNot made available at press timeCopyright: ___ (c)2013 The Montana Standard (Butte, Mont.) Visit The Montana Standard (Butte, Mont.) at .mtstandard.com Distributed by MCT Information Services迷你倉

Relying on facts, logic and rational thinking is no longer enough to persuade on issuesThese are challenging times for the public service as it gears up for a new course that the political masters have set.儲存For those still unsure of what lies ahead, how's this for a triple-barrelled change: "Singapore is in a new phase. We are heading in a new direction. We are making strategic shifts."I didn't make that up. It was how the Prime Minister began his speech to senior civil servants last month, as if to make triply clear how committed he was to making the changes he had announced at the National Day Rally in August.It was interesting he singled out winning the people's trust in the Government as key to the success of this undertaking: "Without basic trust in the Government, none of our plans can make it off the paper and be realised. There will be no end to the demands for more reviews, or doubts about whether a policy is to benefit those with connections rather than the public good."How to win this trust and persuade detractors that those in charge have the people's interest at heart?Perhaps there is no short cut, and it will have to be demonstrated through policies that are seen to bring real benefits to the majority of Singaporeans.In housing, public transport, health care and immigration, it will be evident sooner or later whether the new approaches are working and the people better off as a result.But how the Government communicates its intent is important in the short term and can make a difference in winning hearts and minds.It was reported recently that the public service was seeking experts who could help it communicate to the public simply and with sincerity and empathy.It wants to simplify letters and other correspondence that its agencies send out, some of them in language guaranteed to turn you cold.This is a worthwhile effort though the challenge is a tougher one that goes beyond language.In fact, there is growing scientific evidence that people who disagree with a certain policy do not change their minds even when shown seemingly irrefutable facts or reasons.According to this relatively new area of study, the rational mind isn't responsible for what you believe but comes into the picture only after you've already decided.A recent study by Yale law professor Dan Kahan showed that politically partisan people lose their ability to think rationally.In one experiment, researchers asked respondents to interpret a table of numbers about whether a skin cream reduced rashes.They were then asked to interpret a different table - but containing the same set of numbers - about whether having a law that banned the carrying of handguns reduced crime.Professor Kahan found that when the numbers in the table showed results which went against the person's position on gun control, he was more likely to interpret the result wrongly and in accordance with his belief.If he was for gun control but the table showed that having a law to ban guns had no effect on crime, he would interpret the result as if it did迷你倉But when the issue was about skin rashes - which have no political implications - he would interpret the results correctly.Even more startling: The more numerate the person, the more likely his political views would get in the way of his ability to do simple maths.When confronted with facts that go against a person's beliefs, the partisan view almost always prevails.Much of the research in this area is about trying to explain why Democrats and Republicans come to such different conclusions even when they look at the same data.The problem, it seems, isn't a person's ability to do maths or to think logically, but how people make decisions in the first place.If you believe the research, decisions are made not from the mind thinking logically about the issue, but by a completely different process - by intuition, emotion, from past experiences or the influence of other people.The book The Righteous Mind by moral psychologist Jonathan Haidt describes this in a graphic way by representing intuition or emotion as an elephant and the logical mind as the rider.Decisions are made by the elephant - it decides where it wants to go - but the rider can learn to anticipate where it is going and lean in this or that direction.More interestingly, the rider acts as the spokesman for the elephant, giving rational explanations for the decision already made.Dr Haidt says the mind is like the public relations office, good at giving post hoc explanations on the client's behalf.He has conducted numerous experiments to back his hypothesis, which explains why it is so difficult to get people to change their minds on moral or political issues even in the face of conflicting evidence.To do so, you have to talk to the elephant, not the rider.That means appealing not to the rational mind with rational arguments but to the intuitive or emotional parts of the person.In fact, Dr Haidt found that if you ask people to believe something that violates their intuition, they will devote their efforts to finding an escape hatch - a reason to doubt your argument or conclusion - and they will almost always succeed.In other experiments, it has been shown that when people were asked to write a few sentences about an experience that made them feel good - affirming their self-worth - they were more likely to change their minds.The elephant has to be put in a good mood if you want it to go one way and not another.If this research is right, it is sobering news for a government which relies predominantly on facts and reason to support its case and is made up mainly of technocrats adept in economic logic.But it also means that the Government can also be guilty of arriving at decisions not through reason but from its own biases.It too has to guard against the tendency to look for justifications for these decisions only after the event.But the real significance of these studies for policymakers is how hard it is to change a person's mind about an issue.Reason alone won't do the job.That's why trust is such a big elephant in the room.hanfk@sph.com.sg儲存倉

本報訊 （記者 繆琴） 昨日，儲存高新區召開工委（擴大）會議，學習貫徹習近平總書記在參加河北省委常委班子專題民主生活會時的重要講話精神。市委常委、高新區黨工委書記劉超主持會議並講話。劉超要求，成都高新區各級各部門要把學習習近平總書記重要講話精神作為當前一項重要政治任務，深入學、延伸學，準確領會精神實質，切實增強為民務實清廉的思想自覺和行動自覺。要將學習貫徹與推動工作結合起來，切實mini storage好成都高新區工作會議精神的傳達學習和貫徹落實，既著眼長遠謀劃和思考，也注重階段性計劃和安排，既抓好整體推進，也強化重點突破，奮力推進“三次創業”、建設世界一流高科技園區；要切實加強領導班子和幹部隊伍建設，加強思想政治建設，發揚黨的優良傳統，堅持正確的用人導向，引導幹部求真務實、真抓實幹；要切實融入黨的群�路線教育實踐活動，主動反思、主動查找、主動整改“四風”方面存在的突出問題。self storage

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為紀念2013年世界傳統醫藥日，儲存倉進一步推進深港中醫藥界深層次合作與交流，深圳市中醫藥學會與香港註冊中醫學會謹定於2013年10月20日(星期天)上午在香港聯合舉辦「深港中醫藥學會聯席會議暨深港名中醫學術經驗交流研討會」。深圳市中醫藥學會深圳市中醫藥學會會長深圳市中醫院院長李順民深圳市中醫藥學會是按照國務院頒布的《社會團體登記管理條例》的規定，經政府民政部門正式註冊的民間社團組織，目前會員人數達到了1500餘人，會員遍及深圳市，主要來自中醫醫院、綜合醫院、專科醫院、以及民營醫療機構的中醫藥從業人員；學會下設深圳市中醫藥學會護理專業委員會、深圳市中醫藥學會男科專業委員會等17個分支機構，是深圳市科學技術協會中規模最大的學會社團和先進學會單位。學會沿革：1983年6月，以深圳市中醫院牽頭，自發地組織了深圳市中醫藥學會的雛形，當時吸納會員約20餘人，並不定期地開展一些中醫學術講座和交流活動，規模逐漸發展壯大，影響力也越來越強。1999年6月，學會按照國務院頒布的《社會團體登記管理條例》的規定，重新進行了正式的社團登記註冊，登記證號：00315，學會名稱確定為「深圳市中醫藥學會」，成為獨立的地方社團法人。按規定正式制定《深圳市中醫藥學會章程》，有獨立的財務帳戶、稅務登記等。由此，學會正式步入了依法登記、規範管理、組織建全，全面發展的新階段。近三十年來，深圳市中醫藥學會在政府主管部門的領導和支持下，每年均定期組織中醫藥專題活動，並開展了深港中醫交流學術活動、健教科普、著作出版、科學研究，為促進全市中醫藥進步、社會和諧和建設中醫藥強市作出了積極貢獻。多年來屢次被評為全國、深圳市優秀學會。香港註冊中醫學會香港註冊中醫學會會長陳永光香港註冊中醫學會是香港註冊中醫的代表團體，也是世界中醫藥學會聯合會的團體會員。本會致力團結全港註冊中醫及表列中醫為目標，共同維護和促進特區政府所賦予本港中醫的專業地位及權利，為香港中醫藥專業的發展作出貢獻，並致力繼承和發揚傳統的中醫藥，促進香港及國際中醫藥學術交流。成立背景：香港特別行政區政府於1999年通過《中醫藥條例》，正式確立了香港中醫藥的法定地位。2003年，在中央人民政府駐香港特別行政區聯絡辦公室及香港特別行政區政府衛生署的支持下，由香港中華中醫學會、新華中醫中藥促進會、國際中醫中藥總會、中國醫藥學會、香港中醫師公會、港九中醫師公會、僑港中醫師公會、香港中醫骨傷學會、香港針灸醫師學會、香港中醫學會、九龍中醫師公會等11個歷史較悠久的中醫團體發起創立本會，並於2006年與北京之中醫雜誌社聯合創辦本會會刊——《香港中醫雜誌》。目前本會已有近五千名會員，佔全港註冊中醫人數的大多數，特區選舉委員會中醫界別二十位小組成員均為本會會員，是香港回歸祖國後最具代表性及會員人數最多的中醫專業團體，也是香港中醫藥管理委員會認可「註冊中醫進修中醫藥學」之行政機構及培訓機構之一，專誠為會員嚴格地提供認可的、多元化、全方位的專業進修及培訓課程。主辦發起單位：深圳市中醫藥學會香港註冊中醫學會承辦單位：深圳市中醫院深圳市寶安區中醫院深圳平樂骨傷科醫院深圳市羅湖區中醫院深圳市福田區中醫院深圳市龍崗區中醫院協辦單位：中醫藥標準聯盟深圳市針灸學會深圳市中西醫結合學會深圳市老中醫協會深港兩地其他中醫藥學會支持單位：國家中醫藥管理局中華中醫藥學會深圳市衛生和人口計劃生育委員會深圳市公立醫院管理中心深圳市科學技術協會深港名中醫學術經驗交流研討會主講專家簡介病從脾胃治論廣東省名中醫陳福如教授陳福如：主任醫師、教授、全國老中醫藥專家學術經驗繼承工作指導老師、廣東省名中醫、深圳市名中醫。擅長脾胃病、老年病及疑難雜病。特別對慢性萎縮性胃炎、慢性結腸炎、慢性功能性消化不良等病有深入研究，療效卓著，曾獲「廣東省白求恩式先進工作者」和「深圳市十佳醫務工作者」榮譽稱號。提高中醫藥降血壓功效的論析香港註冊中醫學會永遠會長陳抗生主編陳抗生， 香港嶺南派老中醫師，臨床經驗50年餘，曾是內地中醫藥大學資深教師，多次參加全國中醫藥大學統一教材編寫工作。現職香港註冊中醫學會永遠會長，《香港中醫雜誌》主編，中國《中醫雜誌》編委，國家中醫藥管理局台港澳學術交流合作中心顧問，廣州中醫藥大學客座教授。基於中藥編碼體系的管理資訊系統建設與應用深圳市中醫藥學會副會長廖利平教授廖利平：現任深圳市衛生和人口計劃生育委員會中醫處處長，深圳市中醫藥學會副會長，國家中醫藥管理局「中醫藥標準化專家技術委員會」、「中醫藥標準化國際諮詢委員會」專家、國際標準化組織中醫藥技術委員會（ISO/TC249） 中方註冊專家。曾被授予「廣東省中醫藥強省建設先進個人」稱號；2013年當選為首屆中醫藥標準聯盟主席。因時辨治熱證的體會香港註冊中醫學會副會長莫飛智博士莫飛智，香港註冊中醫師，師從國醫大師鄧鐵濤教授，從事中醫藥針灸臨床、教學、科研迷你倉最平0多年，研究方向為中醫藥、針灸、鐳射對重症肌無力、中風等疾病康復。通過「輸入優秀人才計劃」到香港大學中醫藥學院工作，先後任助理教授、博士生導師、教學顧問。2011年至今，在莫飛智中醫診所工作。臨床擅長中醫藥、針灸、鐳射對重症肌無力、中風、痴呆、面癱、濕疹、胃痛、便秘、脫髮、鼻敏感、頭痛、頸肩腰腿痛等的作用，以及對癌腫電療化療手術的調理。中醫治繼發性不孕症之我見廣東省名中醫黃海龍教授黃海龍：主任醫師、教授、廣東省名中醫、深圳市名中醫、碩士研究生導師。擅長內、婦、兒科常見、多發病的治療，尤其是婦科經帶、乳腺增生、子宮肌瘤、卵巢囊腫、不孕不育症的治療，被譽為「愛心中醫、送子觀音」，是深圳市深孚眾望的名老中醫之一。會議承辦單位：深圳市中醫院深圳市中醫院是國家三級甲等中醫醫院，廣州中醫藥大學首家非直屬附屬醫院和深圳臨床醫學院。醫院始建於1975年，經過38年的發展，現有職工1400餘人，其中正高級職稱150餘人，副高級職稱近190人；廣東省名中醫11人，深圳市名中醫17人，優秀中醫10名。目前醫院年門診量260萬餘人次，開放床位近900張，已成為集醫療、教學、科研、預防、保健、康復為一體的大型綜合性中醫醫院。醫院重視中醫內涵建設，擁有衛生部國家臨床重點專科建設單位2個（肝病科、腎病科）；國家中醫藥重點學科建設項目2個（中醫肝膽病學、中醫腎病學）；國家中醫重點專科3個（肝病科、腎病科、針灸科），國家中醫重點專科建設單位3個（脾胃專科、內分泌專科、神志專科） ； 省中醫名科4 個（肝病科、腎病科、針灸科、脾胃病科）；省中醫重點專科9個（肝病科、腎病科、針灸科、脾胃病科、內分泌病科、腦病心理病科、骨傷科、急診科、心血管病科）；省中醫重點專科建設項目3 個（ 呼吸病科、風濕病科、推拿科） ； 深圳市優勢醫學重點學科1 個（肝病防治學科群），深圳市醫學重點學科2個（中醫腎病科、針灸科）；市中醫特色專科專病18個。醫院先後被授予國家示範中醫院、廣東省示範中醫院、廣東省百家文明醫院、廣東省文明中醫院、廣東中醫藥強省項目中醫名院、全國中醫醫院中醫藥文化建設示範單位及全國衛生文化先進單位等稱號。深圳市寶安區中醫院深圳市寶安區中醫院是一家集醫療、預防、保健、教學、科研為一體的國家三級甲等中醫醫院。目前是廣東省中醫名院、廣州中醫藥大學非直屬附屬醫院、廣東省中醫藥文化養生旅遊示範基地、深圳市社會保險定點醫療機構信用等級AAA單位、全國中醫醫院中醫藥文化建設試點單位、全國治未病預防保健服務試點單位。醫院編制病床400張，開設臨床科室22個；擁有國家臨床重點專科1個，省中醫名科1個，省中醫特色專科4個。醫院職工799名，其中博士後1名，博士9名，省級名中醫3名，碩士導師10名，高級職稱醫務人員121名。深圳平樂骨傷科醫院深圳平樂骨傷科醫院為國有衛生事業單位，擁有2個國家級重點專科、7個省級重點專科、5個市級特色專科。是中華醫學會疼痛學分會臨床培訓定點醫院、中國中西醫結合學會頸肩腰腿痛培訓基地、廣州中醫藥大學非直屬附屬醫院。醫院主要技術「平樂郭氏正骨醫術」，為國家級非物質文化遺產，醫院為廣東省非物質文化遺產傳承基地。為擴大規模，醫院與坪山新區政府合作在新區籌建的以中醫骨傷為特色擁有1000床位三級甲等新院一期工程即將開業。深圳市羅湖區中醫院羅湖區中醫院是二級甲等中醫院，下屬康復分院和2家門診部以及15家社康中心。正興建的建築面積達72600平方米、500張床位的羅湖區中醫院蓮塘新院，將於2016年底建成，建成後將成為現代化綜合性三級甲等中醫院和廣州中醫藥大學非直屬附屬醫院。醫院名醫雲集，學科特色明顯，擁有深圳市名中醫1人，深圳市優秀中醫1人，廣東省名中醫培養對象3人，省級特色專科3個，市級特色專科5個，區級特色專科1個。深圳市福田區中醫院深圳市福田區中醫院，是集教學、醫療、科研於一體的的國有二級甲等中醫院，廣州中醫藥大學教學醫院。醫院佔地面積17500m2，建築面積35000m2，可開放床位400張，醫院現有職工550餘人，其中博士後3人、博士7人，有高級職稱人員98人。現設有省中醫特色專科3個、市中醫特色專科2個，有10個社區健康服務中心，院部開設名中醫館，引進了「靳三針療法」、「龍江醫學」及「山西門氏雜病」全國流派傳承工作室。深圳市龍崗區中醫院深圳市龍崗區中醫院是一所集醫療、教學、科研、預防保健、康復、社區服務為一體的綜合性公立中醫院。醫院建築面積近8萬平方米，由門診樓、急診樓、醫技樓、住院樓、行政樓等建築物簇擁而成，劃設置病床500張。醫院堅持「以病人為中心，以質量為核心」的宗旨，繼承和發揚祖國醫學，發揮中醫優勢，實施科技興院、人才強院、依德治院的基本戰略，不斷強化醫院管理，推進「名院、名科、名醫」工程，打造中醫氛圍濃厚、專科特色鮮明、保障能力完善、文化內涵豐富、國內一流的綜合性中醫院。迷你倉

■對話史提夫·溫安洛史提夫·溫安洛多次訪華，儲存倉2004年他與中國學生親切合影。2012年中美兩國雙邊貿易額實現接近5000億美元的規模，創下歷史新高。近日，美國安利公司董事長史提夫·溫安洛再次當選美國商會主席後首次訪華，“這次來華，我得到了一個很關鍵的訊息，過去多年中國所進行的市場化轉型並未停止，而且未來也會沿著這個方向發展。”在接受中國記者採訪時他表示，這一數字顯示了兩國經濟貿易的巨大潛力，他對中美兩國的經貿前景表示樂觀。中國成其上任後國際出訪首站今年6月，美國商會正式宣佈美國安利公司董事長史提夫·溫安洛為新任美國商會主席，這也是他繼2001年6月首次當選美國商會主席12年之後，第二次當選這一職務。中國是史提夫·溫安洛此次正式就任美商會主席後國際出訪的第一站。據介紹，在為期四天的訪華行程中，史提夫·溫安洛拜會了中國政府領導人和相關部委，謀求進一步推動中美兩個全球最大經濟體的經貿友好往來。溫安洛表示，在剛剛過去的2012年，作為世界上最大的發展中國家和發達國家，中美兩國互為第二大貿易伙伴，2012年雙邊貿易額接近5000億美元，創歷史新高。這顯示了中美兩國市場都有著巨大的潛力。談及此行的收穫，溫安洛稱為期四天的訪華行程使他更加確定，過去12年中國向市場經濟開放的轉型沒有停止，未來也會向這一方向發展，這是他此行收穫的最關鍵訊息。中國正經歷一個大的變化對有關中美經貿關係的話題，史提夫·溫安洛表示，他對未來的經濟走向懷著積極、樂觀的態度，尤其認為中國經濟會有非常好的發展。他表示，距離自己的上一任期已有12年，中國市場正在經歷世界很多國家都在經歷的一些重大變化。在10至15年以前，中國的勞動力成本在世界範圍內相對較低，而經歷十餘年的發展後，中國的基礎設施大幅改善，相應的管理費用也在提升，但是這一切人們都可以預估得到，也代表了中國經濟的發展。目前來看，有其他國家提供相對更加廉價的勞動力，有一些對勞動力成本更為關注的企業轉向其他市場，而隨之而來的，中國經濟轉型進程中市場環境特徵也有了變化，包括技術提升、生產效率提高，這一切都是大家親眼見證的，企業應該看到這些積極的變化，並由此可以對未來做出預估。“中國銀行業還有更大開放空間”談到上海自貿區時，史提夫·溫安洛說，目前，上海自貿區已經有很多試點措施，他相信這是一種通過試點進行改革的方式，雖然最開始的試點範圍非常小，但未來的發展空間會很大。在他看來，中國的銀行業還有很大的開放空間，未來將逐步放鬆管制。所有的這一切改革，都會使經濟更有效率。他以安利公司在中國的發展舉例說：“我們見證了中國關於直銷法規的變化。直銷的立法，對我們來說是很好的進步，公�能明確瞭解到合法的直銷和非法的傳銷有什麼不同。”中國企業國際拓展要找准核心優勢史提夫·溫安洛表示，近年來的訪華行程中自己印象深刻的另一個顯著變化就是中國市場中的企業競爭更加激烈，“對消費者而言，這是一件很好的事情。”他同時表示，任何市場的貿易保護主義都不利於市場的發展，“越是開放的市場越有利於增長，這是我的理念。”同時他以安利自身的經驗為例，建議中國企業在向國際市場拓展過程中，找准自己的核心優勢，並認為這一點非常重要。值得一提的是，史提夫·溫安洛先生自1995年開始擔任美國安利公司董事長，1995年，安利正式進入中國大陸。1998年，中國政府在打擊傳銷的過程中，安利曾面臨是否要撤出中國的抉擇。直到2005年底，中國的相關法規通過之後，安利在中國才得以回歸直銷的商業模式，並且在2006年獲得直銷牌照。目前，中國已是安利在全球最大的一個市場。2012年，安利在中國地區的銷售額達到271億元。連續13年中12年實現增長，成為全球直銷行業的翹楚。“跨國企業都有責任遵守當地的法規”Q：近期，一些外資企業在中國出現了賄賂等丑聞，在這方面安利是怎麼做的？作為美國商會主席，您會給在中國的美國企業怎樣的建議？史提夫·溫安洛：從別國到當地經營的企業都有責任去遵守當地的法規，這一點非常重要。以安利公司為例，世界各地都有自己的標準，在有些地方，我們的標準嚴于當地的迷你倉最平規。正是因為我們在世界各地採取了統一的全球的標準，才使得我們在全球都有很好的表現。“企業傳承要有共同價值觀”Q：安利已經完成家族企業兩代領導人的平穩交接，現在很多中國民營企業也面臨傳承和接班的問題，對此您有什麼建議？史提夫·溫安洛：在18年前安利公司管理職位就已經由第一代轉移到了第二代。安利公司有一點很獨特，那就是我們是由兩個家族共同管理，是伙伴關係。這種伙伴關係不僅體現在我們對公司所擁有的股份上，同時也體現在我們對公司的管理權上。現在我和德·狄維士先生共同掌管安利公司，在我們管理之中有一點非常重要的，我們有一個非常珍視的價值觀，那就是積極地回饋社會。正是由於有這樣共同的價值觀，才使得我們共同來掌控安利企業。而這一切都是由我們父輩最初奠基下來的基石，我覺得對於一個家族企業由第一代向第二代進行傳承的時候，擁有一個堅實價值觀基礎是非常重要的。“越保護自己的市場，經濟就越難以恢複”Q：最近一些歐洲國家的貿易保護主義有所抬頭，您對此怎麼評價？史提夫·溫安洛：關於貿易保護主義的觀點是會變化的，這往往跟當時該國的經濟形勢有關。當經濟發展變緩的時候，國民會把矛盾轉移到貿易上，認為是貿易造成了這些問題。但如果稍微瞭解歷史，你會知道這是非常錯誤的。歷史已經證明，一個國家越保護自己的市場，經濟就越難以恢複。一個國家如果能對外進行很開放的貿易的話，經濟會得到增長。這是我所堅信的理念，我們的關係如果能更加開放，對兩國經濟會有更快的發展。當然我也知道，很多人不同意我的觀點。“貿易是非常重要的”Q：美國總統奧巴馬與歐洲理事會主席範龍佩、歐委會主席巴羅佐就“跨大西洋貿易與投資伙伴關係協議”（TTIP，Transatlantic Trade and Investment Partnership)發表聯合聲明，雙方表示將儘快就協議談判�動各自內部程序。 TTIP談判將創建世界上最大的自由貿易協定，您如何看待TTIP對世界經貿格局的影響？而美國也加入了跨太平洋伙伴關係協議（Trans -Pacific Partnership Agreement，TPP），該協議被評價為由美國主導的亞太地區綜合性自由貿易協議，您如何看待美國在其中發揮的作用？史提夫·溫安洛：我再次當選美國商會主席，主要的工作目標就是推動貿易。我這麼說是因為我認為，對於現在世界上的每一個人來說，貿易是非常重要的。回顧世界經濟歷史發展，在過去都是各個國家各自為政，經濟都是自給自足。而現在沒有一個市場能夠孤立于世界之外，現在大家都是世界經濟中的一部分。在這樣的經濟格局下，所有企業也都會介入世界性貿易之中。現在的企業，不管是小型、中型還是大型都會參與到全球貿易中，這對企業來說也提供了新的發展機遇。所以我覺得跨大西洋貿易投資伙伴在人類歷史上來說是向前邁出的非常重要一步。之所以重要，是因為他們可以促進貿易，而且可以促進一個建立于協議之上的貿易體系，這對商業發展是非常有益的。所以我非常支持這些協定，不管是跨大西洋，還是中美兩國之間投資貿易的協定以及世界其他地方的一些自由貿易的協定。晨報記者 張良如■認識史提夫·溫安洛美國商會中的“高富帥”“溫安洛先生是一位‘高富帥’、‘富二代’。”在接受中國記者採訪時，男主持人這樣介紹史提夫·溫安洛，他風趣回應說，被稱讚“高”和“帥”讓他很高興，“但如果是一位女士這麼說就更好了”。史提夫·溫安洛先生是美國安利公司創始人之一傑·溫安洛先生的長子，18年前從父親手中接班，與德·狄維士總裁共同掌管公司的日常運作。他的父親傑·溫安洛也曾擔任過美國商會主席一職，他們是美國商會歷史上罕見的父子雙主席。一直以來，史提夫·溫安洛先生都在不遺餘力地推動中美經貿關係的友好交往。2001年6月13日首次當選美國商會主席後，他第一個訪問的國家就是中國。同年，他還以美國商會主席的身份赴中國上海參加APEC會議。此外，史提夫·溫安洛先生還多次在國會聽證會發言，支持中美貿易關係正常化，支持美國無條件給予中國的永久性最惠國地位，支持中國加入世貿組織，為推動中美經貿關係發展做出了卓有成效的努力。迷你倉

Impact Journalism project sparks debate on media's role in tackling challengesThe terrorist hostage drama in Nairobi was unfolding.迷利倉James, our new friend from Kenya, was recounting how his President had addressed the shocked nation, assuring them that he would get on top of the situation. Meanwhile, pockets of resistance remained inside the mall."People are still dying," he said forlornly.Perhaps to ease the tension, Emily jumped in. She too had a story to tell. A French national, she had lived in Beirut for 15 years, starting off as a correspondent and rising to become an editor at a local newspaper. Over the past few months, she has been reporting on the influx of Syrian refugees into the Lebanese capital, fleeing the fighting in their country.The conversation flowed as we shared stories from our respective countries.Our group comprised editors from around the world. Each of our newspapers had been invited to take part in the first global Impact Journalism Day, held in June. We met at the end of last month in the mayor's office in Le Havre, a port city about 200km from Paris, to review the project.Among the 22 newspapers that joined in were well-known ones such as Le Monde in France, La Stampa in Italy, Politiken in Denmark, Excelsior in Mexico, the Daily Nation in Kenya, Caixin in China, the Times of India, and yes, The Straits Times. Each had published a special supplement showcasing individuals and ideas helping to address challenges the world faces.Among the stories published was one on the Socket Ball, a power-generating football invented by two Harvard students which stores energy when kicked about. A 30-minute game produces enough energy to light up a lamp for three hours, bringing light to communities without electricity.Another idea was a Hippo drum, a rotating 90-litre plastic drum, which women could roll on the ground when fetching water from distant wells, a daily chore for many, rather than having to bear the load on their shoulders or heads.Then, there was Focusspecs, the nifty adjustable glasses which help address the problem of myopia in poor countries. They have lenses that can be moved along frames by turning a dial. This brings better vision to places where people do not have ready access to ophthalmologists.The Straits Times published these stories in a 12-page supplement as well as on our website on June 22, along with our partners. In all, these supplements reached 50 million people in 20 countries.One reader based in Singapore, who works for a global lens manufacturer, chanced upon the ST supplement. After reading the article on Focusspecs, he e-mailed the Impact Journalism team to ask to meet Focus on Vision, the non-profit organisation which designs, makes and distributes the glasses. A meeting has been set up in the Netherlands."So in this way, the story in The Straits Times made an impact," said Mr Christian de Boisredon, the founder of Sparknews, the social enterprise that conceived and spearheaded the Impact Journalism project.His audience broke into applause. He was speaking at the Le Havre Forum, a mini-Davos-style conference held annually in the city, and attended by business and community leaders from around the world. Our group of editors had been invited to attend and share our experience.The three-day event saw many thoughtful discussions on how to foster a "positive economy", meaning one where businesses and governments focus on critical, long-term, global priorities such as safeguarding the environment, and the well-being of future generations, rather than being driven by more immediate pressures and concerns.American Nobel Prize-winning economist Joseph Stiglitz delivered a speech lambasting world leaders for not having done enough to reform the global economy after the fiscal meltdown of 2009. They had failed to rein in the banks and prod businesses to think long-term, he charged."Yes, we h自存倉ve done some things to improve financial markets, but far short of what is needed," he declared. "An economy with 25 per cent of workers unemployed, as in Greece and Spain, is still in depression."Other speakers, such as French economist Jacques Attali, took up issues such as the pressing need to tackle global warming, urging the editors in our group to "put this story on your front pages", when we met over lunch.After a long day of such lofty conferencing, we needed some air. So my fellow editors and I set off on a long walk along the river, on a lovely late-summer evening. As we strolled, we swopped thoughts, before settling down to some French food and wine.Can we really make an impact, or much of a difference, someone asked.Were calls for long-term thinking not just so much pie in the sky? Could any business leader or politician today afford to think long-term, when there are profits and polls to worry about? Did such Panglossian best-of-all-possible-worlds ideas stand a chance in an age when cynicism is cool, negativity reigns since naysayers tend to shout the loudest, and self-appointed vigilantes seem to be everywhere?On the contrary, someone countered, can we afford not to think "positively"? After all, for example, the dire accounts we had heard of what climate change might look like by the middle of this century were really only a few decades away, when today's teenagers would be in the prime of their lives, pointed out one of our circle, who has a young daughter.What's the role of the media in all of this? How can journalists contribute to addressing the world's challenges, from rising unemployment and a widening income gap, to resentment over immigration and growing right-wing nativism in so many of our societies?Like all good journalists, we were instinctively sceptical. Few of us laboured under any grand delusion that we wielded as much power to shape agendas and influence minds as some often imagine. Most people are capable of making up their own minds.But neither did we think that the future of journalism was as bleak as others suggest. Most of us were confident that there would always be a demand for good journalism, premised on quality and credibility, regardless of how communications technology might change.Indeed, I was surprised by how much we agreed on, given what a disparate group we were, drawn from developed and developing countries, being of different nationalities and cultures, speaking various languages, and ranging in age from 30 to 60. It was also the first time we had met. Yet, we shared many experiences and concerns.From the relentless pressures from assorted newsmakers - both government officials and corporate chiefs - ever ready to clamour, coax and cajole for the best spin on their stories; to the seemingly inexorable drift of younger readers to digital media; and how rapid changes in technology were reshaping all our lives, in ways that few could predict.And yes, every one of us seemed to be grappling with the issue of online trolls."Every night, we have a civil war on my newspaper's website," Emily revealed. "The old divisions in Lebanon run deep. These groups hate each other with a vengeance. Now they fight their battles online. The worst ones are those who live abroad. They have nothing to lose if the society falls apart."Several around the room nodded knowingly, as we delved into the trials - and joys - of online engagement, as the evening wore on and the wine flowed.Later, when I recounted this discussion to an Indian friend, he sent me this rejoinder, from Mahatma Gandhi: "It's the action, not the fruit of the action, that's important. It may not be in your power, may not be in your time, that there will be any fruit. But that does not mean you stop doing the right thing. You may never know what results come from your action. But if you do nothing, there will be no result."warren@sph.com.sg迷你倉