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The U.S. Federal Reserve on Thursday proposed tougher problems for banking companies to spend dividends or buy back shares as portion of a amount of modifications to its annual anxiety assessments to measure banks' ability to withstand monetary shocks. Banks need to request the Fed for approval for shareholder payouts each and every calendar year, part of a established of new principles to make banking safer after the economic crisis. Banking companies must submit cash strategies that disclose whether or not they intend to pay out dividends or buyback shares, as nicely as any planned boosts in money via raising new credit card debt or shares. The new rule would avoid banks from rising dividends or buying back shares if they did not fulfill the capital increases that they had pledged to the Fed. "Some massive bank keeping companies incorporated issuances of funds devices in their money ideas, but did not execute these prepared issuances," the Fed sai 信箱服務. For instance, if a lender experienced prepared a $fifty million stock issuance, and combined dividends and inventory repurchases of $a hundred million, but it only elevated $25 million in new shares, it would have to lessen the shareholder payout by $twenty five million, the Fed mentioned in its proposed rule. The central financial institution also shifted the dates by which banking companies have to submit their cash plans. The most significant banking institutions with far more than $50 billion of total assets would need to post their programs by April five, a few months afterwards than under the present rule makings. The market has right up until Aug. eleven to remark on the proposed rule which would then arrive into drive in the 2015-2016 tension take a look at cycles, the Fed mentioned.文件倉